(WKOW) — Open enrollment through the Affordable Care Act is underway November 1.
The deadline to sign up is December 15. Visit healthcare.gov to preview plans and sign up.
The federal marketplace is for people who would not otherwise have health insurance through work, Medicaid, Medicare or CHIP.
Typically you cannot enroll in health insurance outside of the open enrollment period, unless you qualify for a special enrollment period.
New in 2019, the Shared Responsibility Payment of the Affordable Care Act no longer exists, meaning you will not be penalized if you choose not to have health insurance. Before President Trump overrode that portion of the federal healthcare plan, households without coverage would pay hundreds of dollars in penalties.